Comprehensive Motor and Business Insurance Solutions

At Spoton Towing and Recovery, we go beyond just towing and recovery — we also protect your vehicles, your business, and your assets through a comprehensive range of insurance solutions. Whether you need mandatory third-party motor insurance or a full comprehensive cover, and whether you are insuring a single car or an entire fleet, Spoton is your trusted partner. We also handle the full range of vehicle registration, licensing, and clearance services — making Spoton your one-stop shop for everything to do with your vehicle and its legal compliance.

Motor Vehicle Insurance

Spoton provides third-party and comprehensive motor vehicle insurance solutions to suit every need:

Third-Party Insurance

The mandatory legal cover that protects you against claims for injury, death, or property damage caused to other road users. Essential for all licensed vehicles in Zimbabwe.

Comprehensive Insurance

Full protection for your vehicle including accidental damage, fire, theft, medical expenses, and towing costs. Complete peace of mind on every journey.

Business, Property, and Specialised Insurance

Spoton also offers a comprehensive range of insurance solutions tailored to protect individuals, businesses, and assets across Zimbabwe. Our full insurance offering includes:

Property Insurance

Cover for homes and commercial buildings.

Travel Insurance

Protection for domestic and international trips.

Goods in Transit Insurance

Safeguard cargo during transportation.

Passenger Insurance

Cover for public service vehicles and their passengers.

Business Interruption Insurance

Protect against income loss from unexpected disruptions.

Motor Traders Insurance

Specialised cover for dealerships and workshops.

Scholars Insurance

Cover for students against accidents and medical emergencies.

Whatever your insurance needs, Spoton has you covered.

Vehicle Registration and Licensing Services

Beyond insurance, Spoton offers a full range of vehicle registration and licensing services to keep your vehicle legal, compliant, and on the road. Our services include:

Vehicle Registrations

Lost Book Applications

3rd Plate Applications

Reregistrations

Exemptions

VTS Clearance

Whatever the registration or licensing challenge, our team is ready to guide you through the process quickly and efficiently.

Why Choose Spoton for Insurance ?

Choosing the right insurance partner is one of the most important decisions you make as a motorist or business owner. Here is why our clients trust us:

Comprehensive Range of Products

From third-party motor to specialised business cover.

Trusted Insurance Partners

We work with leading Zimbabwean insurers including CBZ Insurance, Old Mutual Insure, THI Insurance, and Hamilton Insurance.

One-Stop Shop

Insurance, registration, licensing, towing, and roadside assistance all under one roof.

Personalised Advice

Our team helps you choose the right cover for your specific needs.

Professional Claims Handling

When it matters most, we support you through the claims process.

Ready to Protect What Matters Most?

Whether you need motor insurance, business insurance, property insurance, or vehicle registration and licensing services, our team at Spoton is ready to help. Contact us today for expert advice and tailored insurance solutions.